Blog
Continuing Care Retirement Communities: What They Cost, How They Work, and When to Start Preparing
Why Is This Conversation So Important Right Now? The U.S. is in the middle of a sustained demographic shift. More than 61 million adults are aged 65 and older as of 2025, and that number is projected to reach approximately 82 million...
Read MoreWhen Should I Start Taking Social Security: 5 Factors to Consider
Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall...
Read MoreTeaching Teens and Young Adults Financial Literacy Through Real-Life Decision Making
If you are a parent of a teen or young adult, how do you teach them to make confident money decisions before the stakes are high? Teaching teens and young adults about money is less about formal instruction and more about repeated...
Read MoreHelping Adult Children Buy a Home: How to Gift a Down Payment The Smart Way
Key TakeawaysHere are some questions this blog aims to answer:How can parents or grandparents help with a down payment for adult children?What are ways to gift a down payment, and how do the annual gift tax exclusion and lifetime...
Read MoreThree Numbers Every Woman Should Know
Key TakeawaysHow much wealth are women on track to control in the next decade, and why does that matter?What does the life expectancy gap between women and men mean for how long money needs to last?How common is it for women to be...
Read MoreShow All
Tax Prep vs. Tax Strategy: The Difference Matters More Than You Think
Key TakeawaysTreat tax strategy as a continuous process, not a once-a-year filing exercise.Coordinate with financial and tax professionals throughout the year to identify opportunities for efficiency.Review contribution limits,...
Read MoreUnderstanding the Emotions Behind Financial Decisions
Key TakeawaysEmotions and biases might influence financial choices more often than most people realize.Behavioral patterns, such as loss aversion, familiarity bias, and herd mentality, can impact long-term results.Recognizing emotional...
Read MoreAI and the New Face of Fraud: How to Protect Your Identity and Finances in 2026
Artificial intelligence (AI) may be the most revolutionary technology of our time, with industries scrambling to embrace its possibilities. AI’s early influence seems similar to the positive disruptions brought about by past...
Read More2025 in Review and What You Should Know
As we begin a new year and consider the opportunities ahead, reflecting on the past year helps put today’s financial landscape into perspective and informs the strategies that can move us closer to our goals.2025 was a year marked by...
Read MoreGoal Setting That Sticks: Simple Ways to Turn January Motivation into Lasting Wins
Key Takeaways and Suggestions for Successful Goal Setting Use SMART Goals for Clarity and FocusSet goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. This proven method helps break big ambitions into manageable...
Read MoreYear-End Giving Strategies: Tax-Smart and Impactful
Key Takeaways A third of annual donations: About one-third of all charitable contributions are made in December. Donating before December 31 may offer tax advantages. New rules starting in 2026 (via the OBBB Act) may affect deductions...
Read MoreThe True Costs of Caring for Aging Parents
Key Takeaways Caring for aging parents is a growing reality for many Americans. The number of family caregivers in the U.S. has jumped to 63 million, a 45 percent increase over the past decade, making 1 in every 4 Americans a...
Read MoreMoney Talks: How to Use Holiday Gatherings to Start Family Financial Conversations
Key Takeaways Year-end holidays may be a good time to initiate a discussion about financial matters that may impact your family. If you have adult children, you may want to discuss your financial situation, estate strategy, and legal...
Read MoreShould You Pay Off Your Mortgage Early?
Receiving a bonus, inheritance, or an increase in income often prompts a key financial question: Should I use this money to pay off my mortgage, or invest it? At first glance, the answer might seem simple. But in reality, it requires...
Read MoreA 2025 Guide to Protecting Seniors from Fraud
If you’ve found yourself stepping into a more active role in your parents’ financial lives, you’re not alone. Some of us are helping aging parents navigate everything from healthcare decisions to bill payments—and increasingly, we’re...
Read MoreSmart Moves to Consider Before Year-End
The final months of the year can sneak up quickly, and with them come deadlines, decisions, and distractions. Before the holiday season takes over your calendar, fall can be a valuable window to revisit your financial strategy and...
Read MoreBreaking Down the One Big Beautiful Bill Act: What You Need to Know
The Tax Cuts and Jobs Act of 2017 (TCJA) included lower federal income tax brackets, bigger standard deductions, and higher gift and estate tax exemptions, among other provisions. The law stipulated that some of those tax breaks would...
Read MoreWhy More Families Are Choosing to Gift Wealth Earlier—and How to Do It
Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime....
Read MoreWhat You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement...
Read MoreBeyond Salary: Understanding Your Total Compensation
Compensation is more than just a number on a paycheck. Whether you're exploring new opportunities, preparing for a promotion, or evaluating your current benefits, it’s important to understand the full value of your total...
Read MoreHow Much Do You Really Know About Stock Market Indexes?
While you may follow the various stock indexes on the nightly business news, how much do you know about their histories, how they work, and why they're important? We pulled together some information and interesting facts about some of...
Read MoreHow Do You Turn Retirement Savings into a Reliable Income Strategy?
You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel...
Read More“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton
Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in investing...
Read MoreHow to Plan for Medicare as You Approach Retirement: A Comprehensive Guide
As you approach retirement, planning for healthcare becomes a critical component of your overall financial strategy. Understanding and preparing for Medicare, the federal health insurance program for individuals aged 65 and older, is...
Read MoreWhat Should I Know Before Retirement?
Retirement marks a significant transition in life, and adequate preparation is key. As you approach this milestone, there are several crucial aspects to consider. 1. Define Your Retirement LifestyleBefore retiring, envision the...
Read MoreWhat Can I Do with My 401(k) When I Retire?
Retirement marks the culmination of years of hard work, and as you step into this new phase of life, you may be wondering about the fate of your 401(k). What are your options, and how can you make the most of it? Here are a few...
Read MoreTips for Managing Your Business's Finances
Tips for Managing Your Business’s Finances Managing your business’s finances are key to running a successful business. It requires more than just a great product or service – it demands effective financial management. Whether you’re a...
Read More5 Essential Components of a Financial Plan
5 Essential Components of a Financial Plan In planning for your financial future you need a roadmap, and that’s where a comprehensive financial plan comes in. A well- crafted financial plan serves as a guide, helping you reach your...
Read MoreUnderstanding Different Retirement Account Options
Understanding Different Retirement Account Options Retirement planning is a critical aspect of financial wellness, ensuring a secure future beyond your working years. Understanding the various retirement account options available is...
Read MorePlanning for Retirement: Essential Tips and Insights
Planning for Retirement: Essential Tips and Insights Planning for retirement can be complex and daunting, requiring careful consideration and strategic decision-making. This blog will provide essential tips and insights to help you...
Read MoreFinancial Considerations When Selling Your Business
Financial Considerations When Selling Your Business Selling a business can be a big step, financially and emotionally, letting of of all that you built and it also comes with complex financial decisions. Whether you’re retiring or...
Read MoreNews for Immediate Release: Andrew Feldman Named to Cambridge 2024 Signature Club
Qualifiers were recognized at Cambridge’s Signature Club Conference in March Andrew Feldman has been named to Cambridge Investment Research, Inc.’s (Cambridge) 2024 Signature Club. Signature Club is among the top honors granted by the...
Read MoreHow to Navigate an Early Retirement: Strategies and Considerations
How to Navigate an Early Retirement: Strategies and Considerations Early retirement is an enticing prospect for many. However, it requires careful planning and consideration to ensure your early retirement is what you’d hoped it to be....
Read MoreRetirement Savings Strategies for Entrepreneurs and Business Owners
Retirement Savings Strategies for Entrepreneurs and Business Owners As a business owner or entrepreneur, planning for retirement presents unique challenges and considerations that others simply don’t need to worry about because without...
Read MoreEarly Retirement Planning: Setting the Foundation for Your Financial Future
Early Retirement Planning: Setting the Foundation for Your Financial Future Preparing for retirement isn’t just a conversation for those nearing the end of their careers. Whether you are 30, 40, 50, or beyond, retirement planning...
Read MoreSelf-Employed and Saving for Retirement: A Comprehensive Guide
Self-Employed and Saving for Retirement: A Comprehensive Guide Being self-employed offers many advantages, such as flexibility and independence. However, it also comes with unique challenges, especially when it comes to retirement...
Read MorePlanning for Retirement as a Business Owner: Strategies for Financial Longevity
Planning for Retirement as a Business Owner: Strategies for Financial Longevity As a business owner who has built a successful enterprise, you’re likely already in good financial standing. However, success in business doesn’t...
Read MoreStarting Your Investment Journey in Your 30s: A Guide for Young Professionals Seeking Guidance
Starting Your Investment Journey in Your 30s: A Guide for Young Professionals Seeking Financial Guidance As you step into your 30s, life starts to take on a new rhythm. Your hard work is beginning to pay off, and you may find yourself...
Read MoreHow Financial Planning Enables You to Enjoy Life Now and in the Future
How Financial Planning Enables You to Enjoy Life Now and in the Future When we think of financial planning, the first thought that often comes to mind is retirement—something far off in the distant future. However, planning and saving...
Read MoreWhy Diversification of Your Investments is Essential for Financial Success
Why Diversification of Your Investments is Essential for Financial Success When it comes to investing, you’ve likely heard the adage, “Don’t put all your eggs in one basket.” This time-tested wisdom underscores a fundamental principle...
Read MoreI Retired, Now What? Navigating the Next Chapter of Life
Retirement marks the culmination of years of hard work, and as you step into this new phase of life, you may be wondering about the fate of your 401(k). What are your options, and how can you make the most of it? Here are a few...
Read More