Our Services

Comprehensive Financial Planning

We like to begin each client relationship with a personal financial plan designed to identify long-term goals as well as a strategy to implement the plan in light of risk tolerance and time horizon. This is done under the direction of a Certified Financial Planner™ Professional.

Fee Based Asset Management

Many investors are not comfortable with the transaction-based compensation of their stockbrokers or the inherent conflicts of interest in many recommendations put forth by the large national brokerage firms. Our firm works on fee-based compensation. This approach takes commissions out of the equation and helps to ensure that you receive objective advice that fits your particular needs and situation, not some hidden agenda.     

Retirement Planning 

Analysis of your retirement income needs, calculations of required asset accumulation and the design of programs to secure your desired lifestyle and objectives.

For business owners, we will advise you on which retirement plan is right for your company. We will design and implement 401(k), defined benefit, profit sharing and deferred compensation plans.

Estate Planning

Review of your current estate plan, calculation of current estate tax liability and discussion of appropriate estate planning techniques that can reduce estate taxes and enhance your family's inheritance.

Personal Risk Management 

Unforseen events can put a damper on even the most well thought out financial plan. It is important to anticipate the possibility of these events and mitigate their potential damage in the most cost-effective manner. We will review your insurance programs (life, disability, long term care, group health) to reveal the scope and depth of coverage and identify gaps and overlaps.

Alternative Investment Strategies

We advise non-profit organizations, colleges and individuals on choosing alternative investment vehicles for inclusion in their portfolios. Each class of investment is consistently reviewed and analyzed. We then determine which classes and sectors within the classes offer the best investment strategies on a risk-adjusted basis.

Family Office Services

Financial Planning, Asset Allocation, Investment Manager Selection, Insurance Planning and Cash Flow Management for family groups.